Profit & Loss Based Financing for Self-Employed Borrowers

Profit and Loss (P&L) loans are designed for self-employed borrowers who need to verify income using business statements rather than traditional tax documents. Levi Soukup at Nexa Lending helps entrepreneurs and business owners understand how P&L statements can be used to qualify for a mortgage, making the homebuying process more accessible and tailored to your financial reality.

Loan Programs Offered

Levi My Loan Guy features a broad array of loan programs designed to meet a wide range of borrowing needs, including VA, FHA, and Conventional Loans for homebuyers; DSCR and Jumbo Loans for real estate investors and high-priced homes; Reverse Mortgages for seniors; Down Payment Assistance programs to reduce upfront costs; Profit & Loss, Bank Statement, and 1099 Loans tailored for self-employed borrowers; and Cash-Out Refinance options to convert home equity into cash.

Why a P&L Loan Could Be Right for You

Self-employed borrowers often face challenges documenting income for conventional loans. P&L-based financing allows lenders to consider your current business performance and cash flow. Levi guides you through income analysis, documentation requirements, and financing options, ensuring you have the clarity and support needed to secure your mortgage confidently.

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How the Profit & Loss Loan Process Works

The process starts with reviewing your business income, expenses, and cash flow as reflected in your P&L statements. Levi assists with compiling accurate documentation, submitting it to lenders, and interpreting requirements to streamline approval. This step-by-step guidance helps ensure your financing aligns with both your business and personal goals.

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Benefits of Profit & Loss Loans

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Qualify using current business income instead of tax returns

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Flexible financing for self-employed borrowers

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Streamlined approval for owner-operators and entrepreneurs

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Access home financing without traditional income hurdles

Expert Guidance for Self-Employed Homebuyers

With experience working with self-employed borrowers, Levi Soukup at Nexa Lending provides personalized support and guidance throughout the P&L loan process. Every application is handled with transparency, careful review, and a focus on helping you achieve homeownership while managing your business successfully.

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Why Choose Levi Soukup

Working with Levi Soukup at Nexa Lending, clients gain a mortgage partner who combines extensive experience with personalized guidance. Every borrower receives solutions tailored to their unique goals—whether buying a first home, refinancing, or exploring investment opportunities. The focus is on providing financing that is practical, transparent, and designed to support long-term financial success.

We are known for

Expert Guidance: Providing personalized mortgage advice based on over 30 years of residential lending experience.

Wide Range of Financing Options: Flexible solutions designed to meet the unique needs of every borrower.

Transparent Process: Clear communication and step-by-step support to make the mortgage process simple and stress-free.

Client-Centered Service: Building long-term relationships by prioritizing your goals, and homeownership success.

Why Choose Levi Soukup

We are known for

Expert Guidance: Providing personalized mortgage advice based on over 30 years of residential lending experience.

Wide Range of Loan Programs: Offering Conventional, FHA, VA, Jumbo, DSCR, Renovation, HELOCs, and more to fit every borrower’s needs.

Transparent Process: Clear communication and step-by-step support to make the mortgage process simple and stress-free.

Client-Centered Service: Building long-term relationships by prioritizing your goals, financial well-being, and homeownership success.

"FAQs"

Take the Next Step Today

If you’re self-employed and ready to leverage your business income for a mortgage, working with Levi Soukup at Nexa Lending ensures a clear, supportive process. Fill out the form below to start your Profit & Loss loan application and take the first step toward homeownership today.