1099 Loans for Independent Contractors

1099 Loans are specifically designed for independent contractors, freelancers, and gig workers who may not have traditional W-2 income. Levi Soukup at Nexa Lending helps self-employed borrowers use their 1099 income to qualify for a mortgage, providing guidance that simplifies the process and opens the door to homeownership for those with non-traditional income streams.

Loan Programs Offered

Levi My Loan Guy provides a full range of loan options to fit different needs. Homebuyers can access VA, FHA, and Conventional Loans, while DSCR and Jumbo Loans serve investors and buyers of high-value properties. Seniors can take advantage of Reverse Mortgages, and Down Payment Assistance helps with upfront costs. Self-employed borrowers have options like Profit & Loss, Bank Statement, and 1099 Loans, and Cash-Out Refinance allows homeowners to tap into their equity.

Why a 1099 Loan Could Be Right for You

Many self-employed individuals face challenges proving income with conventional documentation. 1099 Loans allow lenders to assess income from 1099 forms, providing flexibility for gig workers and independent contractors. Levi walks borrowers through eligibility, documentation, and financing options to ensure a smooth and clear path to approval.

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How the 1099 Loan Process Works

The process begins with gathering your 1099 forms and supporting financial documents to verify income. Levi guides you through lender requirements, underwriting considerations, and each step of the application. This hands-on support ensures the process is manageable, transparent, and designed to get you approved efficiently.

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Benefits of 1099 Loans

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Qualify using 1099 income instead of traditional W-2s

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Flexible for freelancers, contractors, and gig workers

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Streamlined approval for self-employed borrowers

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Access home financing without conventional income barriers

Guidance from a Mortgage Specialist

With experience helping self-employed and contract workers, Levi Soukup at Nexa Lending provides personalized guidance for 1099 Loans. Every application is handled with transparency, careful review, and strategies designed to make homeownership attainable for non-traditional earners.

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Why Choose Levi Soukup

Working with Levi Soukup at Nexa Lending, clients gain a mortgage partner who combines extensive experience with personalized guidance. Every borrower receives solutions tailored to their unique goals—whether buying a first home, refinancing, or exploring investment opportunities. The focus is on providing financing that is practical, transparent, and designed to support long-term financial success.

We are known for

Expert Guidance: Providing personalized mortgage advice based on over 30 years of residential lending experience.

Wide Range of Financing Options: Flexible solutions designed to meet the unique needs of every borrower.

Transparent Process: Clear communication and step-by-step support to make the mortgage process simple and stress-free.

Client-Centered Service: Building long-term relationships by prioritizing your goals, and homeownership success.

Why Choose Levi Soukup

We are known for

Expert Guidance: Providing personalized mortgage advice based on over 30 years of residential lending experience.

Wide Range of Loan Programs: Offering Conventional, FHA, VA, Jumbo, DSCR, Renovation, HELOCs, and more to fit every borrower’s needs.

Transparent Process: Clear communication and step-by-step support to make the mortgage process simple and stress-free.

Client-Centered Service: Building long-term relationships by prioritizing your goals, financial well-being, and homeownership success.

"FAQs"

Start Your Homeownership Journey Today

Ready to leverage your 1099 income to buy a home? Working with Levi Soukup at Nexa Lending ensures clear guidance, expert support, and a smooth loan process. Fill out the form below to begin your 1099 loan application and take the first step toward owning your home.