Bank Statement Loans for Self-Employed Borrowers

Bank Statement Loans are designed for self-employed individuals who want to qualify for a mortgage using bank statements instead of traditional income documentation. Levi Soukup at Nexa Lending helps borrowers understand how their deposits and cash flow can be used to secure financing, providing a personalized approach to make homeownership more accessible.

Why Consider a Bank Statement Loan

For many self-employed borrowers, proving income through tax returns can be challenging. Bank Statement Loans allow lenders to review your regular deposits, providing flexibility for those with variable income. Levi guides you through qualifying criteria, documentation, and strategies to maximize your approval potential while keeping the process straightforward.

How the Bank Statement Loan Process Works

The process starts with analyzing your bank statements to verify income patterns and ensure eligibility. Levi walks you through documentation requirements, lender standards, and the steps to submission and approval. With clear guidance, this process helps self-employed buyers secure financing without unnecessary complexity or delays.

Benefits of Bank Statement Loans

_______

Qualify using bank statements instead of tax returns

_______

Flexible for self-employed borrowers with variable income

_______

Streamlined approval for owner-operators and entrepreneurs

_______

Access financing without traditional income documentation hurdles

Expert Support for Self-Employed Buyers

With experience in alternative income mortgages, Levi Soukup at Nexa Lending provides tailored guidance for Bank Statement Loans. Every application is handled with attention, transparency, and strategic advice, helping self-employed borrowers achieve homeownership confidently.

Why Choose Levi Soukup

Working with Levi Soukup at Nexa Lending, clients gain a mortgage partner who combines extensive experience with personalized guidance. Every borrower receives solutions tailored to their unique goals—whether buying a first home, refinancing, or exploring investment opportunities. The focus is on providing financing that is practical, transparent, and designed to support long-term financial success.

We are known for

Expert Guidance: Providing personalized mortgage advice based on over 30 years of residential lending experience.

Wide Range of Financing Options: Flexible solutions designed to meet the unique needs of every borrower.


Transparent Process: Clear communication and step-by-step support to make the mortgage process simple and stress-free.

Client-Centered Service: Building long-term relationships by prioritizing your goals, and homeownership success.

Why Choose Levi Soukup

Working with Levi Soukup at Nexa Lending, clients gain a mortgage partner who combines extensive experience with personalized guidance. Every borrower receives solutions tailored to their unique goals—whether buying a first home, refinancing, or exploring investment opportunities. The focus is on providing financing that is practical, transparent, and designed to support long-term financial success.

We are known for

Expert Guidance: Providing personalized mortgage advice based on over 30 years of residential lending experience.

Wide Range of Loan Programs: Offering Conventional, FHA, VA, Jumbo, DSCR, Renovation, HELOCs, and more to fit every borrower’s needs.

Transparent Process: Clear communication and step-by-step support to make the mortgage process simple and stress-free.

Client-Centered Service: Building long-term relationships by prioritizing your goals, financial well-being, and homeownership success.

"FAQs"

Levi Soukup at Nexa Lending provides a wide range of mortgage options, including Conventional, FHA, VA, Jumbo, DSCR, renovation loans, HELOCs, and more—designed to fit different financial situations and homeownership goals.

Every borrower’s situation is unique. Levi reviews your financial profile, goals, and property details to recommend the loan that best fits your needs, helping you make an informed decision.

The process is straightforward and transparent. From pre-approval to closing, Levi guides you through each step, providing clear communication and support along the way.

 

Yes! Refinancing can help lower your interest rate, shorten your loan term, or access home equity. Levi can analyze your situation and determine the best refinance option for your goals.

Approval times vary depending on the loan type and documentation provided. Levi works efficiently with lenders to streamline the process and keep you informed at every stage.

Get Started Today

If you’re self-employed and want a mortgage that reflects your actual income, working with Levi Soukup at Nexa Lending ensures a smooth, supportive process. Fill out the form below to start your Bank Statement Loan application and take the first step toward your homeownership goals.